ØThe HEA requires certain educational programs to prepare students for gainful employment in a recognized occupation.  Through the regulatory process, the Department established a Debt-toEarnings (D/E) rates measure to determine whether a GE program prepares students for gainful employment in a recognized occupation. The two D/E rates that were established to determine if an educational program leads to gainful employment are the Annual Earning Rate and the Discretionary Income Rate.  The Annual Earnings Rate is the median annual loan payment divided by the higher of the mean or median annual earnings of the students included in the applicable cohort.  Discretionary income rate is the median annual loan payment divided by the higher of the mean or median annual earnings of the students included in the applicable cohort less 1.5 times the Health and Human Services Poverty Guideline (Discretionary Income).

ØThe GE Debt to Earnings Report displays the Completers List received from ED and the D/E Rates.

ØDEBT MEASURES YEAR will have one item for each batch of data received from ED (AY / draft or final / type of data).

ØDATA TO SHOW lets you pick all received data, several subsets, or a comparison to GE Reporting data sent from RGMSMS.

ØThe Mismatch option lists only data that differs, with the differing fields highlighted in yellow.